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Personal
FEE SCHEDULE
Effective Date - April 10, 2007
 

The following fees may be assessed against your account. We reserve the right to change these fees from time to time and you will be notified 30 days prior to the effective date.

 

Check printing

fee depends on style of check ordered

Bank Check

$5.00

Traveler's Checks (per $100.00)

$1.00

Traveler's Checks for two (per $100.00)

$1.50

Deposited Check (and other items) returned unpaid

$10.00

Dormant account fee
(This fee is charged each year)

An account is dormant if for five years there is no activity on the account.

$6.00

Garnishments, IRS Levies

$25.00

Nonsufficient fund (NSF) item (each) PAID

$32.00

Nonsufficient fund (NSF) item (each) RETURNED $32.00

Stop payments

$20.00

NSF Stop Payment $16.00

Photocopies (checks, statements, etc.)

$4.00

Wire transfers: Outgoing

$20.00

Wire transfers: Incoming

$20.00

International Wires

$45.00

Closing fee of new checking account
within 90 days of opening account

$15.00

Inactivity fee on checking accounts after 2 months (balance below $100) (Does not apply to Completely Free)

$4.00 per month

Account Research

$25.00 per month

Account Reconciliation

$25.00 per hour

ATM fees:

Valley Savings Bank STAR/ATM transactions

FREE

Plus System/Cirrus - any transaction

$1.50

ATM or Debit card replacement
(lost, stolen or destroyed)

$5.00

Completely Free Checking:

No Monthly Service Charge

50+ Free Interest Checking:

No Monthly Service Charge

VIP Free Interest Checking: No Monthly Service Charge
Low Minimum Interest Checking: $500.00 daily balance required to avoid monthly service charge $6.00
Wall Street Checking: $1,000.00 daily balance required to avoid monthly service charge $8.00
No Minimum Interest Checking $4.00 per month
Economy Interest Checking: Per check fee of $.20 each

Statement Savings:
Monthly service charge (if average monthly balance falls below required amt.)

$3.00

Overdraft Protection: (Annual fee)

$25.00

Sustained Overdraft: (after 5th business day) $5.00 per day

Online Banking

FREE

Online Bill Payment

FREE

Histories (per page)

$.50 (per page)

Counter Checks (per page)

$1.00 (per check)

Valley Indexed Investment Account:
If you exceed the limit of 3 checks per cycle date you will be assessed $26.00 for each check over the limit

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