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30-year Fixed  

 

 		 15-year Fixed
Rates** Points APR* Rates** Points APR*
6.250%  0  6.260% 5.875%  0  5.891%

* APR = Annual Percentage Rate.

*APR* calculation: Conforming loan based on $175,000 loan with 20% down
  payment; all applicable loan fees included.

**Rates current as of 10/03/08.

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