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Individual Retirement Accounts
Account
Features and Benefits
- Personal savings plan that allows you to build a substantial
retirement fund
- Allows anyone under age 70 ½ with earned income to establish a
personal retirement program
- May shelter a portion of your current income from Federal Income
Tax*
- Minimum deposit to open is $1,000.00
- FDIC-insured up to $250,000
*Funds deposited to an IRA, up to the legal maximum,
may be tax-deferred, depending on income level and
retirement plan coverage. Tax deductibility for
contributions should be discussed with your tax advisor.
Terms and Conditions of Your
Deposit Account
Electronic Fund Transfers --
Your Rights and Responsibilities
Funds Availability Disclosure
Truth-in-Savings Disclosure
Personal Banking Fee Schedule
Please call for account details.
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