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ROTH IRA

Account Features and Benefits

  • Personal savings plan that allows you to build a substantial retirement fund
  • Allows anyone with earned income and modified adjusted gross income (MAGI) not exceeding certain limitations to establish a personal Roth retirement program.
  • Non-deductible account that features tax-free withdrawals for certain distribution reasons after a five-year holding period.
  • No age requirement to receive distributions
  • Minimum deposit to open is $1,000.00
  • FDIC-insured up to $250,000

Terms and Conditions of Your Deposit Account
Electronic Fund Transfers -- Your Rights and Responsibilities
Funds Availability Disclosure
Truth-in-Savings Disclosure
Personal Banking Fee Schedule

 

Please call for account details.

 

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